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Need-Based Financial Aid


At Grove City College students must demonstrate financial need and academic achievement to qualify for need-based financial aid. Returning students must have earned a minimum cumulative QPA (CQPA) of at least 2.00 in order to qualify for need-based financial aid. Grove City College uses the information collected on the Grove City College Financial Aid Application for its calculations. International students and transfer students should complete the International or Transfer Financial Aid Application respectively.

Start your online financial aid application

Find International and Spring Transfer Application Here

How is need determined?

A family or student financial need is based on a simple formula:

Cost of Attendance - Expected Family Contribution = Financial Need

In order to calculate financial need, the expected family contribution is subtracted from the cost of attendance. Financial need is interpreted as eligibility for financial aid. From this equation you can see that the higher the cost of college, the greater the amount of financial need.

Cost of Attendance

The cost of attendance consists of tuition, fees, room, board, books, travel, and other associated educational costs.

Expected Family Contribution (EFC)

The EFC is a calculated assessment of how much a family is expected to contribute to their child's college costs.

How is EFC calculated?

The EFC is calculated by considering the family's financial strength (their income and assets). Many variables are considered to determine a family's financial strength such as: family size, number of family members in college, age of eldest parent, savings, investments, income, and assets.

There are two main formulas used to determine EFC:

  • Federal methodology (FM): Used by the federal government to calculate eligibility for federal aid
  • Institutional Methodology (IM): Used by colleges to calculate eligibility for institutional aid programs     

Grove City College uses IM. Developed and maintained by the College Board to assist colleges, universities, and private scholarship programs in determining eligibility for institutional and private financial aid funds, IM is a need analysis formula. Use the College Board's EFC Calculator to estimate EFC using the IM formula. 

Applying for Need-Based Financial Aid

All students who wish to be considered for need-based financial aid need to apply by completing the Grove City College Financial Aid Application. As Need-Based Aid is not automatically renewed, applications must be submitted each year. Select and complete the appropriate Financial Aid Application.

Incoming students and families should apply by the deadlines even if they are wait-listed, and all applicants should keep copies of all documents and correspondence. Students who plan to study abroad should review the Aid for Study Abroad Policy.

Need-Based Financial Aid is awarded annually based on the aid application deadline and available funds, so you should apply as soon as possible after October 1. The application deadlines are: April 15 for incoming and returning students, August 15 for fall transfer students, and January 15 for spring incoming and transfer students. Applications completed for incoming and returning students after April 15 but before July 1 will receive a reduced award. Applications will not be accepted after July 1.

All appropriate forms must be filed according to the directions and deadlines provided. For incoming freshmen who have completed the need-based financial aid application, official award letters will be e-mailed out within five days of their corresponding acceptance dates. For need-based financial aid applications completed after those dates, aid packages will be e-mailed on a rolling basis. Award letters for returning students who apply for financial aid each year are e-mailed in June to the student’s Grove City College e-mail address.

Changes in family circumstances that would result in a significant change in ability to pay should be reported to the College’s Financial Aid Office as soon as possible.

Grove City College Net Price Calculator

The Grove City College Net Price Calculator collects financial and additional information to calculate an estimated EFC. It then provides an estimated financial aid package to provide students with a sense of what it will cost to attend Grove City College for the year.

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